Mioo Islamic Finance Hub exists to make the financial obligations of Islam accessible, accurate, and beautifully explained — for every Muslim, in every country.
Mioo is an independent Islamic finance knowledge platform launched in 2025. We are a small, distributed team of researchers, writers, and developers based across the United States, Pakistan, the United Kingdom, and Malaysia. Our shared mission is to make the financial obligations of Islam — Zakat, Fidya, Kaffarah, Hajj savings, and Faraid inheritance — easy to calculate, transparent in methodology, and accessible to every Muslim regardless of geography, language, or technical fluency.
We are not a charity, a fatwa-issuing body, or a financial services firm. We do not collect Zakat or donations. We do not sell Hajj or Umrah packages. We do not earn commissions from any product we mention. Our only revenue source is contextual advertising via Google AdSense — which allows us to keep every calculator and every article free for everyone, permanently.
Every article on Mioo is researched and written from primary Islamic sources — the Qur'an, authentic hadith collections, and the classical works of the four Sunni schools of jurisprudence (Hanafi, Maliki, Shafi'i, and Hanbali). Where contemporary issues arise (cryptocurrency, modern stocks, retirement accounts, multi-currency portfolios), we cite the published positions of recognized fatwa bodies including AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions), the European Council for Fatwa and Research, the Fiqh Academy of the Muslim World League, and the Fiqh Academy of the Organization of Islamic Cooperation.
We deliberately present multiple scholarly opinions where they exist, rather than flattening to a single view. We label which opinion is the majority view, which is the dominant view within each school, and which is a minority but well-argued position. This allows readers to follow the school of their choice and consult their local scholar with full context.
Each of our five calculators is built on a documented methodology. For every calculation, we show the inputs, the formula, the intermediate values, and the final result — so that readers can verify the math themselves and learn the underlying fiqh in the process. Our Nisab tracker uses indicative gold and silver prices that you can override with local rates. Our Faraid calculator handles common distribution scenarios including awl and radd. Our Hajj/Umrah calculator provides baseline package costs by region and tier, with clear caveats that these are indicative figures to be confirmed with licensed operators.
None of our calculators store any data. All calculations run entirely in your browser. We do not see, log, or transmit your financial information.
Our content is reviewed on a rotating basis by a panel of consulting scholars with ijazah in classical fiqh, including specialists in Zakat and Faraid. We list reviewer credits at the bottom of articles where individual review has been performed. Where we discover an error or where scholarly consensus shifts, we update the article and note the change in a changelog at the bottom of the page.
If you spot an error — factual, calculational, or methodological — please write to us at {SITE_EMAIL}. We take corrections seriously and aim to respond within 7 working days. Scholarly disagreement is welcome; please cite your sources so we can engage with them properly.
Mioo will remain free, will never sell your data, and will continue to publish original, in-depth content on Islamic finance for as long as we are able. If our work has benefited you, the best thanks is to share it with someone who needs it — and to make du'a for our team.