The terms and conditions governing your use of Mioo Islamic Finance Hub.
Last updated: July 15, 2026
Welcome to Mioo Islamic Finance Hub. These Terms of Service ("Terms") govern your use of our website at mioo.site (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.
By using the Service, you confirm that you are at least 13 years of age (or the minimum age of digital consent in your jurisdiction) and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization.
Mioo Islamic Finance Hub provides free Islamic finance calculators and educational articles related to Zakat, Ramadan fasting, Hajj and Umrah, Islamic inheritance, and halal finance principles. The Service is provided at no cost to users. We may modify, suspend, or discontinue any part of the Service at any time without notice.
All content on this Service is provided for general educational and informational purposes only. Our calculators provide estimates based on standard scholarly formulas, but they are not a substitute for a binding religious ruling (fatwa) from a qualified Islamic scholar.
The calculations produced by our tools depend on the accuracy of the information you input and may not account for every relevant factor in your specific situation. For binding rulings on matters of Islamic finance, inheritance distribution, or religious obligations, you must consult a qualified scholar in your local community who can assess your specific circumstances.
The content on this Service does not constitute legal, financial, tax, or investment advice. Islamic finance decisions can have significant legal and tax implications depending on your jurisdiction. Always consult with qualified professionals — attorneys, accountants, financial advisors — before making decisions based on information from this Service.
We strive to ensure that all information on this Service is accurate and up-to-date. However, we make no warranties or representations about the completeness, accuracy, reliability, or timeliness of the information. Market data (gold prices, silver prices, Hajj package costs) is cached and may not reflect the most current values. Any reliance you place on such information is strictly at your own risk.
You agree not to:
All content on this Service — including articles, calculator code, design elements, logos, and the overall compilation — is the property of Mioo Islamic Finance Hub or its licensors and is protected by copyright and other intellectual property laws. You may:
You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission. Educational institutions may use our content in classrooms with proper attribution.
The Service may contain links to third-party websites and may integrate with third-party services (such as Google AdSense and Google Analytics). We do not control these third parties and are not responsible for their content, practices, or policies. Your interactions with third-party services are solely between you and the third party.
The Service is provided "AS IS" and "AS AVAILABLE," without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, secure, or that defects will be corrected. Your use of the Service is at your sole risk.
To the maximum extent permitted by law, Mioo Islamic Finance Hub and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to loss of profits, data, or goodwill — arising out of or related to your use of the Service. Our total liability for any claim arising from your use of the Service shall not exceed $100 USD.
You agree to indemnify and hold harmless Mioo Islamic Finance Hub and its operators from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your violation of these Terms or your misuse of the Service.
These Terms shall be governed by and construed in accordance with applicable international conventions, without regard to conflict of law principles. Any disputes shall be resolved through good-faith negotiation first, and if unsuccessful, through binding arbitration.
We may modify these Terms at any time. We will post the updated Terms on this page and update the "last updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Questions about these Terms? Contact us at contact@mioo.site.